Overview of CGHS Card Registration

The Central Government Health Scheme (CGHS) provides quality medical care to Central Government employees, pensioners, and their eligible family members through a network of Wellness Centres (Dispensaries), Government Hospitals, and Empanelled Private Hospitals across India.

The CGHS Card Registration process involves enrolling beneficiaries to receive a plastic photo ID card (Smart Card) that enables cashless treatment and access to medical facilities. The card serves as proof of eligibility under the CGHS scheme and must be shown during medical visits or hospital admissions.

Eligibility

• Central Government employees (serving)

• Central Government pensioners

• Eligible family members/dependents

• Members of Parliament, Judges, and Freedom Fighters (as per norms)

• Certain autonomous body employees as notified by the government

 Required Documents

For Serving Employees:

1. Duly filled CGHS application form (available on cghs.nic.in)

2. Recent passport-size photographs of self and dependents

3. Copy of government ID card/office identity card

4. Proof of residence (Aadhaar, utility bill, etc.)

5. Proof of age for dependents (birth certificate/school ID)

For Pensioners:

1. Duly filled CGHS application form

2. Pension Payment Order (PPO) copy

3. Surrender certificate of old CGHS card (if any)

4. Aadhaar card copy of self and dependents

5. Recent passport-size photographs

6. Proof of residence

7. Bank draft or online payment receipt for CGHS contribution

Amount Paid System (Contribution Rates)

CGHS contribution is made monthly (for serving employees) through salary deduction, or one-time (for pensioners) based on the level of pay or pension.

(Rates as per CGHS latest guidelines; subject to revision by Govt. of India.)

Payment Mode

• Serving employees: Through salary deduction.

• Pensioners:

  • Online payment via Bharatkosh Portal (https://bharatkosh.gov.in)

  • OR through Demand Draft (DD) in favour of “PAO, CGHS” payable at the respective city.

Card Issuance

After successful registration and document verification, the CGHS card is issued and can be collected from the respective Additional Director, CGHS Office.
The card contains a unique beneficiary ID and details of all dependents.