Overview of House Grant

What is KSB House Grant?

The KSB House Grant is a welfare scheme administered by the Kendriya Sainik Board (KSB) under the Department of Ex-Servicemen Welfare, Ministry of Defence, Government of India.
It provides one-time financial assistance to Ex-Servicemen (ESM) or their widows for the construction, purchase, or major repair of a house.

The objective of this grant is to help economically weaker ex-servicemen families achieve safe, permanent, and dignified housing, ensuring better living conditions after retirement or the demise of the ESM.

Eligibility Criteria for KSB House Grant

1. Applicant must be an Ex-Serviceman (ESM) or the widow of a deceased ESM.

2. The applicant must be registered with the Zila Sainik Board (ZSB) of their district.

3. The family’s monthly income should be within KSB’s prescribed limit (generally ₹8,000–₹10,000 per month).

4. The assistance is available for:

   • Construction of a new house.

   • Repair / Renovation of an existing house.

   • Completion of a partially constructed house.

5. The applicant must own the land/property in their name or in the name of their spouse.

6. This grant is provided only once in a lifetime.

Amount of Financial Assistance

The KSB House Grant provides a one-time assistance of ₹50,000 (subject to change as per KSB policy).
The amount is directly transferred through NEFT/ECS into the applicant’s bank account after due verification and approval.

Documents Required for KSB House Grant

✅ Basic Documents:

1. Application Form (prescribed format, signed and verified by ZSB).

2. Discharge Book / Service Book Copy (self-attested).

3. PPO (Pension Payment Order) or Pensioner ID proof.

4. Aadhaar Card of ESM / Widow.

5. Income Certificate (issued by Tehsildar / Competent Authority).

6. Bank Passbook Copy / Cancelled Cheque (for NEFT/DBT payment).

7. Photograph of the applicant (ESM/Widow).

✅ House / Property Documents:

1. Proof of Ownership (Registry, Allotment Letter, Mutation Certificate, etc.).

2. House Construction / Repair Estimate (certified by competent authority).

3. Photographs of House (before construction/repair).

4. Land Record / Patta / Khasra Copy showing applicant’s name.

✅ Additional (if applicable):

1. Death Certificate (if widow applying).

2. ZSB Registration / Bonafide Certificate.

3. Affidavit / Declaration stating that grant not received earlier.

Step-by-Step Process to Apply for KSB House Grant

➡ Step 1: Obtain the application form from your Zila Sainik Board (ZSB) or download it from the KSB 
➡ Step 2: Fill in all required details (personal, service, house, and financial information).
➡ Step 3: Attach all required documents, including house ownership proof and income certificate.
➡ Step 4: Submit the application to the Zila Sainik Board (ZSB).
➡ Step 5: The ZSB verifies the documents and forwards the case to the Rajya Sainik Board (RSB).
➡ Step 6: The RSB further forwards the verified application to the Kendriya Sainik Board (KSB) for approval.
➡ Step 7: After final approval, the sanctioned amount is directly transferred to the applicant’s bank account via NEFT/ECS.

Processing Time

Benefits of KSB House Grant

• Provides financial aid for construction or major repair of a house.

• Helps low-income ex-servicemen families achieve secure housing.

• Encourages better living standards and social dignity.

• Funds are transferred directly to the beneficiary’s bank account.

• Transparent and simple application process through ZSB/RSB/KSB.

Common Issues & Quick Fixes

• Ownership Proof Missing → Provide land registry or allotment document.

• Incorrect Bank Details → Submit correct passbook copy / cancelled cheque.

• Incomplete Application → Ensure all fields and documents are filled and signed.

• Delay in Approval → Follow up regularly with ZSB / RSB for updates.

• Income Above Limit → Verify latest KSB norms or attach valid income proof.

Best Practices

✔ Keep your ZSB registration updated.
✔ Ensure land and house ownership documents are in your or your spouse’s name.
✔ Submit clear and attested copies of all proofs.
✔ Keep a copy of application and acknowledgement slip for tracking.
✔ Check your bank account regularly after approval for disbursement.

IVR / Enquiry Form

Select Service
House Grant / House Repair Grant / Application Status / Document Correction / Bank Details Update

Mobile Number
Applicant Name (ESM / Widow)
Service Number / PPO Number
Zila Sainik Board (ZSB)
Email ID
Address of Property / House Location
Purpose (New Construction / Repair / Renovation)
Bank Account Number & IFSC
Application Date
Remarks / Query